The Old Way

Big commissions paid to an agent. Long surrender charges (locking up your money for years) and excessively high annual fees.

Free Cost Comparison Report

The New Way

Zero commissions, no surrender charges (100% liquid) and one low annual fee. Same tax deferral. Simple and transparent.

Free Cost Comparison Report

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Find out what you should be making.

A New Type of Variable Annuity Is Now Available To You

This revolutionary new variable annuity is Rated #1 in its class by Barron’s.  It has these exciting features that put more money back into your investment:

  • No commissions

  • No surrender charges  –  completely liquid from day one

  • Tax-deferred growth

  • Ultra low fees

  • Tax-free exchange from your existing annuity


Illustrated Savings Over 20 Years

Account Value Including Annual Fees


Typical Variable Annuity Our Variable Annuity Savings


200,000 200,000 $0


208,800 213,300 $4,500


248,046 275,952 $27,906


307,634 380,749 $73,115


381,538 525,343 $143,805


473,195 724,848 $251,653

Assuming 8% annual growth rate.

Annuities are attractive because they allow your money to grow tax-deferred.  Here’s how we can help you make a good idea much better.

No Commissions
Variable Annuities can be an extremely effective retirement tool due to their tax-deferred status.  Yet, these once simple investment vehicles have spiraled into complex and expensive products that line the pockets of insurance companies and brokers.   It is not unusual for advisors to receive a gross commission of between 7% and 8% of the money invested.  Consider a $200,000 investment by you, for which a salesperson may be paid a $14,000 to $16,000 gross commission.  We believe there is a better way. We charge No Commission.  Therefore, the savings are passed on to you, the client.

No Surrender Charges
With most annuities, the statement you receive does not reflect the very high compensation that has been paid to the annuity salesperson and their company.  Obviously, the insurance company must recapture these large commissions by charging you large annual fees.  Insurance carriers want to make sure you do not withdraw your money before they are able to make a profit.  To accomplish this, surrender charges are added to your contract which penalizes you for early withdrawal.  We believe you worked hard for your retirement dollars and should have complete access to your money without having to worry about early withdrawal penalties.  With us, there are No Surrender Charges.  Your annuity is liquid from day one.

Low Annual Fee
We give our clients access the same type of investment options they have in their existing annuity at a fraction of the price.   Our annual fee is typically one third that of the average variable annuity.  The average client saves more than $2,000 per year in fees.  Our professional portfolio management team has been in the business over 20 years and has an excellent track record.

If you already own or are thinking of owning an annuity, you need to see our free report!

Find out what your are paying

Free Cost Comparison Report

“I had no idea how much I was paying!  I used to pay $4,600 per year in fees, now I pay $1,400 per year.  What a difference!”

Judy Henry — Melrose, FL

“My annuity fees were cut in half and I like the fact that I have complete access to my money with no surrender charges.”

Ted Wolfe – Grantsburg,  IL

“Being able to exchange my annuity tax free was very important.  They took care of all the paperwork.  The process was simple and done in an expedited manner.”

Richard O’Donnell — Sarasota, FL


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Call Toll Free Today 1-855-601-7579